Deposit Rates
Lincoln Federal Savings Bank is a depositor-owned, community based financial institution, and therefore we do not generally accept deposits from sources outside of our immediate trade areas.
Lifetime Checking2 Minimum to Open: $50.00 | ||
---|---|---|
Interest Rate | APY1 Range | |
$.01 - $25,000.00 | 5.00% | 5.12% - 5.12% |
$25,000.01 - $100,000.00 | 0.50% | 1.65% - 5.12% |
$100,000.01 and Above | 0.50% | 0.51% - 1.65% |
1Annual Percentage Yield (APY) subject to change without notice. Minimum to earn interest and remain open on transaction accounts is $0.01. Fees may reduce earnings. 25.12% APY for qualified customers only on balances up to $25,000.00. All of the following account activities must be met each statement cycle to qualify: have 16 point-of-sale debit card transactions post and settle to account, receive E-Statements, and log-in to online banking. APY is calculated daily on balances in each respective tier. If qualifications are unmet the APY is 0.01% on the entire balance. |
Premier Savings Minimum to Open: $50.00 | ||
---|---|---|
Interest Rate | APY1 | |
$.01 - $10,000.00 | 2.50% | 2.53% |
$10,000.01 - $25,000.00 | 3.50% | 3.56% |
$25,000.01 - $100,000.00 | 4.50% | 4.59% |
$100,000.01 & Greater | 5.00% | 5.12% |
1Annual Percentage Yield (APY) subject to change without notice. Minimum to earn interest and remain open on transaction accounts is $0.01. Fees may reduce earnings. |
Health Savings Minimum to Open: $50.00 | ||
---|---|---|
Interest Rate | APY1 | |
$.01 - $10,000.00 | 1.00% | 1.00% |
$10,000.01 - $50,000.00 | 2.00% | 2.02% |
$50,000.01 & Above | 2.50% | 2.53% |
1Annual Percentage Yield (APY) subject to change without notice. Minimum to earn interest and remain open on transaction accounts is $0.01. Fees may reduce earnings. APY is based and calculatored on the entire daily balance of the account. |
Business Savings Minimum to Open: $50.00 | ||
---|---|---|
Interest Rate | APY1 | |
$.01 & Above | 4.00% | 4.07% |
1Annual Percentage Yield (APY) subject to change without notice. Minimum to earn interest and remain open on transaction accounts is $0.01. Fees may reduce earnings. |