Home Equity Loans

Home Equity Line of Credit

A Home Equity Line of Credit (HELOC) lets you borrow against the equity in your home. HELOCs are versatile, and can be used for any number of consumer uses.

  • Access funds using a Lincoln Federal checking account.
  • Immediate access to funds using online banking.
  • Competitive interest rates with fixed and variable rate options.
  • Up to 5 year draw period to access funds then converts to repayment.
  • Interest only payments during draw period. No annual fee.

Prior to sending your completed application, email Robyn using the 'Contact Robyn' button to obtain a secure email link. Do not electronically send private information to the Bank without the secure link.


Home Equity Loan

A home equity loan is based on the available equity in your home. You get your money all at once and then pay it back in predictable, monthly payments.

  • Fixed or Variable Rates
  • Receive your entire loan amount in a lump sum
  • Funds can be used for any number of consumer purposes
  • If interested in an Adjustable Rate Loan, click on the 'Brochure' button for more information.

Prior to sending your completed application, email Robyn using the 'Contact Robyn' button to obtain a secure email link. Do not electronically send private information to the Bank without the secure link.


Bridge/Short-Term Loan

Buying a new home, but haven't sold your current one yet? A Bridge/Short-Term Loan may be the perfect solution. It allows you to use equity in your current home as a down-payment on your new home.

  • Flexible repayment and loan terms available

Prior to sending your completed application, email Robyn using the 'Contact Robyn' button to obtain a secure email link. Do not electronically send private information to the Bank without the secure link.