Home Equity Loans

Home Equity Line of Credit

A home equity line of credit is a revolving line of credit that uses your home as collateral. Because it is a line of credit, you can get the money you need when you want it.

  • LOW rates and FIXED for up to 5 years!
  • Variable rates tied to prime
  • You can use the money for whatever you want!
  • It's a smart way to consolidate debt, pay off high-interest loans, or even finance a home improvement project, vacation, wedding or college tuition
  • Access funds as you need them using your line of credit checks
  • Pay interest only on the portion of the line you use
  • Converts to repayment after 5 years

Home Equity Loan

A home equity loan is based on the available equity in your home. You get your money all at once and then pay it back in predictable, monthly payments.

  • Fixed Rate
    • Up to $50,000
    • 10-year repayment
  • Variable Rate
    • 15-year repayment
  • Receive your entire loan amount in a lump sum
  • You can use the money for whatever you want - wedding, college tuition, debt consolidation, etc.
  • Home Improvements

Bridge/Short-Term Loan

Buying a new home, but haven't sold your current one yet? A Bridge/Short-Term Loan may be the perfect solution. It allows you to use equity in your current home as a down-payment on your new home.

  • Flexible repayment and loan terms available