Home Equity Loans
Home Equity Line of Credit
A Home Equity Line of Credit (HELOC) lets you borrow against the equity in your home. HELOCs are versatile, and can be used for any number of consumer uses.
- Access funds using a Lincoln Federal checking account.
- Immediate access to funds using online banking.
- Competitive interest rates with fixed and variable rate options.
- Up to 5 year draw period to access funds then converts to repayment.
- Interest only payments during draw period. No annual fee.
Prior to sending your completed application, email Ben using the 'Contact Ben' button to obtain a secure email link. Do not electronically send private information to the Bank without the secure link.
Home Equity Loan
A home equity loan is based on the available equity in your home. You get your money all at once and then pay it back in predictable, monthly payments.
- Fixed or Variable Rates
- Receive your entire loan amount in a lump sum
- Funds can be used for any number of consumer purposes
- If interested in an Adjustable Rate Loan, click on the 'Brochure' button for more information.
Prior to sending your completed application, email Ben using the 'Contact Ben' button to obtain a secure email link. Do not electronically send private information to the Bank without the secure link.
Bridge/Short-Term Loan
Buying a new home, but haven't sold your current one yet? A Bridge/Short-Term Loan may be the perfect solution. It allows you to use equity in your current home as a down-payment on your new home.
- Flexible repayment and loan terms available
Prior to sending your completed application, email Ben using the 'Contact Ben' button to obtain a secure email link. Do not electronically send private information to the Bank without the secure link.
