Careers at Lincoln Federal

Credit Analyst

Apply Here: Lincoln (Full-Time)

The Credit Analyst will play a critical role in assessing the creditworthiness of individuals and businesses applying for loans or lines of credit.

Key Responsibilities:

• Evaluate the creditworthiness of loan applicants by analyzing financial statements, credit reports, tax returns, cash flow projections, and other relevant financial information.
• Assess the level of risk associated with each loan applications, considering factors such as borrower’s credit history, income stability, debt levels, industry trends, and economic conditions.
• Prepare comprehensive credit reports and underwriting memorandums outlining the analysis of borrower’s financial condition, repayment ability, collateral valuation, and proposed loan structure.
• Recommend appropriate loan structures, terms, and conditions based on risk assessment, regulatory requirements, and bank policies, while ensuring alignment with borrower’s needs and repayment capacity.
• Ensure compliance with bank lending policies, regulatory guidelines, and underwriting standards.
• Collaborate with loan officers, relationship managers, and other bank personnel to gather necessary information, address inquiries, resolve issues, and facilitate the loan approval process.
• Annually monitor the performance of existing loan portfolios, conduct periodic reviews of the borrower’s financial condition, and assess the need for loan modifications, renewals, or risk mitigation strategies.
• Ensure accuracy and completeness of loan documentation, including loan agreements, promissory notes, security agreements, and other legal documents, in coordination with legal and documentation teams.
• Stay informed about industry trends, market conditions, and best practices in credit analysis and risk management, and actively seek opportunities to enhance analytical methodologies and underwriting processes.
• Act as backup for various commercial servicing duties.
• Perform other duties as assigned.

 Qualifications:

• Bachelor’s or associate degree in finance, accounting, economics, or related field, preferred.
• Previous experience in credit analysis, commercial lending, or financial analysis, preferably with a banking or financial institution.
• Strong analytical skills to interpret financial data and assess risk factors.
• Solid understanding of financial statements, accounting principles, cash flow analysis, and financial modeling techniques.
• Meticulous attention to detail to review and analyze complex financial documents accurately.
• Effective communication skills, both verbal and written, to convey credit analysis findings and recommendations clearly and concisely.
• Ability to work collaboratively with cross-functional teams and stakeholders to achieve common goals and objectives.
• Strong organizational and time management skills to prioritize tasks, meet deadlines, and manage multiple credit analyses simultaneously.
• Commitment to upholding ethical standards, integrity, and confidentiality in handling sensitive financial information.

Mortgage Loan Officer

Apply Here: Omaha (Full-Time)

Are you a driven Mortgage Loan Officer looking to elevate your career in a thriving environment? At Lincoln Federal Savings Bank, we’re looking for motivated professionals to join our dynamic team and help us continue to set the standard in the mortgage industry. If you’re passionate about building relationships and helping clients, we want to hear from you!

Key Responsibilities:

• Assist clients in navigating the mortgage application process from start to finish.
• Evaluate and recommend loan products that align with clients’ financial goals.
• Build and maintain strong relationships with clients, real estate agents, and other industry professionals and referral sources.
• Utilize our technology to manage and streamline loan processes.
• Stay updated on industry trends and regulations to provide informed guidance.

Qualifications:

• Proven experience as a Mortgage Loan Officer or in a related role.
• Strong understanding of mortgage products, underwriting procedures, and industry guidelines and regulations.
• Excellent verbal and written communication and interpersonal skills, with a focus on relationship-building.
• Ability to work independently and as part of a team.
• Proficient with mortgage software and technology platforms.

Customer Service Supervisor

Apply Here: North Platte (Full-Time)

Lincoln Federal Savings Bank is seeking applications for the position of Customer Service Supervisor at its locations in Omaha, Nebraska. The Customer Service Supervisor actively coaches, leads and motivates employees, guiding them to effectively identify the financial needs of our customers while also expanding the branch’s customer base and branch profitability. Our Customer Service Supervisors build meaningful relationships with the people they serve, learning customers’ goals and needs, and making product and service recommendations. Customer Service Supervisors are empowered to effect real change at work, in personal lives and in the community.

Our culture at Lincoln Federal Savings Bank is all about strong relationships, developed through a needs-based sales and service approach with our customers.

Education/Qualifications/Skills/Abilities:

• Bachelor’s Degree or equivalent work experience required.
• Minimum 3 years of banking experience and/or retail management experience preferred.
• Ability to proactively solicit new business.
• Excellent interpersonal, verbal, and written communication skills.
• Strong background in sales and sales management practices
• Ability to manage multiple tasks/projects and deadlines simultaneously.
• Ability to resolve complex problems with minimal guidance.
• Ability to coordinate the care and maintenance of the office facility.

Customer Service Representative

Apply Here: Lincoln (Full-Time @ 24th & Superior)

Lincoln Federal Savings Bank is seeking applications for the position of Customer Service Representative. The ideal candidate will have excellent sales and communication skills with the ability to take initiative when responding to customer needs. The Customer Service Representative is responsible for handling customer’s day-to-day financial transactions. This position is also responsible for assisting customer’s in opening accounts and educating them on all the services Lincoln Federal Savings Bank offers to help them reach their financial goals.

Our culture at Lincoln Federal Savings Bank is all about strong relationships, developed through a needs-based sales and service approach with our customers.

Education/Qualifications/Skills/Abilities:

• High School diploma or equivalent required.
• Prior banking experience and/or cash handling experience preferred.
• Customer service experience preferred.
• Strong verbal communication skills.
• General math, typing and 10 key adding machine skills are necessary.