Mortgage Loans

Download Our Home Mortgage App

Through the app you will be able to utilize loan calculators to view different loan scenarios and work with your Loan Officer to select the right program for you.

If you’re in the market for a new home or to refinance, contact a member of our loan team today.

They will guide you through the loan process and help you finance your dream!

Meet Our Team Home Loan Process

Fixed Conventional Loans

These loans have a fixed interest rate for the term of the loan and typically require 20% down.

First-Time Home Buyer Program (NIFA)

NIFA loans are available within the state of Nebraska for eligible first-time homebuyers. Contact your loan officer to see if you meet eligibility requirements!

Federal Housing Administration (FHA) Loan

FHA loans are insured by the FHA and are designed to help homebuyers purchase a home with low down payments.

Veterans Administration (VA) Loan

VA loans are available to qualified veterans. The loan is backed by the United States Department of Veterans Affairs and provides qualified veterans the ability to purchase a home with no down payment.

USDA Rural Development (RD) Loan

USDA loans are backed by the United States Department of Agriculture and are intended to encourage homeownership in rural communities by offering low-interest, low-down-payment mortgages to borrowers with low to moderate incomes.

ARM (Adjustable Rate Mortgage) Loan

ARM loans have an interest rate that is set for a period of time. After the initial term, the rate is then adjusted periodically based on a specific rate index. These loans can be advantageous during certain market conditions.

Jumbo Loan

A Jumbo loan is a mortgage program for individuals borrowing more than the conforming loan limit set by Fannie Mae and Freddie Mac.

Extended Rate Lock Program Available

Talk to a loan officer for details.