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FDIC-Insured—Backed by the full faith and credit of the U.S. Government.Personal Checking Accounts
All of our personal checking accounts come with online banking, bill pay, mobile banking, account alerts, free E-Statements, Mastercard enhanced debit card, and ATM Access. For more information reach out to a personal banker today!
With IntraFi® you can access multimillion-dollar FDIC protection by working directly with just our bank.
EZ Save
With both a checking and a savings account you can round up your purchases and save automatically with EZ Save.
Lifetime
Earn a higher interest rate for modern banking behaviors like using your debit card and online banking!*
$50 to Open
No Minimum Balance
Free - No Monthly Charges
Avoid Overdrafts with Balance Backup
Apple Pay & Google Pay Compatible Debit Card
55+
Free Logo Checks
Free Check Images with E-Statements
Student
Manage your money on the go!
$50 to Open
No Minimum Balance
Avoid Overdrafts with Balance Backup
Apple Pay & Google Pay Compatible Debit Card
Free
This basic, non-interest bearing account has all the essential banking features you need.
Compare Our Accounts
| Account Name | Key Differences | Monthly Fees | Earns Interest | Min Opening Deposit |
|---|---|---|---|---|
| Lifetime | Earns higher interest when you meet qualifications.* | N/A | Y | $50.00 |
| Student | Earn interest in an account designed with students in mind. | N/A | Y | $50.00 |
| Free | No Frills. Just Free. | N/A | N | $50.00 |
*You can earn a higher rate if you complete 16 non-ATM, debit card transactions each month, receive E-Statements, and log-in to online banking at least once per month.
The first four ATM withdrawals are at no charge each month. A $2.00 fee will be charged per ATM withdrawal thereafter. Your card may be used within the MoneyPass or Star networks surcharge-free. You may be charged a fee by the ATM operator.
Minimum to earn interest and remain open on transaction accounts is $0.01. Fees may reduce earnings. Annual Percentage Yield (APY) subject to change without notice. Lincoln Federal Savings Bank is a depositor-owned, community based financial institution, and therefore we do not generally accept deposits from sources outside of our immediate trade areas.