Balance Backup: Your Safety Net for Unforeseen Expenses

At Lincoln Federal Savings Bank, we understand that life can be unpredictable. Unexpected expenses can arise at any moment, putting a strain on your finances. That’s why we’re thrilled to introduce Balance Backup—a robust solution designed to give you peace of mind by providing a financial safety net when you need it most.

What is Balance Backup?

Balance Backup is a solution that automatically transfers funds from your linked account to cover transactions that would otherwise result in Non-Sufficient Funds (NSF). With Balance Backup, you can avoid NSF and ensure that your payments are covered.

Key Features

Automatic Transfers

Balance Backup automatically transfers the necessary funds from your linked savings, home equity line of credit or secondary checking account to your primary checking account whenever your balance falls short. This seamless process helps you maintain your financial stability without any extra effort on your part.

Flexible Coverage

Customize your Balance Backup preferences to suit your needs. You can choose which accounts to link to and set specific transfer limits to ensure that your coverage aligns with your financial goals and habits.

Simple Setup

To get started, call any of our personal bankers and they will get you enrolled today!