Construction Loans

Building Your Dream Home let our expert assist you every step of the way.

Lincoln Federal offers customized construction financing to help you build the home of your dreams. Our construction lender has extensive experience in all phases of the construction process. We will be with you every step of the way.

What happens when the construction is finished? Lincoln Federal offers competitive low mortgage loan rates, flexible loan products and excellent customer service for mortgage financing. We can help you team up with one of our experienced Mortgage Loan Officers to ensure you get the permanent loan that best suits your needs once your construction is complete. 

  • Free Pre-Qualification. Know how much house you can afford. It helps when meeting with potential buyers.
  • Loan Product Flexibility. Contact a mortgage loan officer to learn more about our extended rate lock program, locking in your mortgage loan rate for 9 months during construction. New construction only. Program restrictions apply.
  • Construction Process Navigation. Guided construction process from lot selection to permanent financing.
  • Competitive Rates and Fees. We pride ourselves on being competitive with other area and online lenders. 

Lincoln Federal offers loan products for speculative and pre-sold homes. Our holding company is also the developer of Wilderness Hills in south Lincoln and Stone Bridge Creek in north Lincoln.

We have products available to meet all your financing needs as well as all types of mortgage loans for your buyers.