Personal Accounts
Our personal accounts were designed with convenience in mind. To open an account or for more information, please contact one of our personal bankers.
Reach out to a personal banker today!
| View Rates | Lifetime Checking | Premier Checking | Free Checking | Choice Savings | Health Savings Account |
|---|---|---|---|---|---|
| Description |
Our most popular interest earning account for all stages of life! |
Rates competitive to a Money Market Account and the convenience of a checking account. |
A basic, no-frills checking account. |
What are you saving for? It's your Choice! |
Make the most of your health insurance plan with a Health Savings Account (HSA). |
| Interest Bearing | Yes | Yes | No | Yes | Yes |
| Special Qualifications | You can earn a higher monthly interest rate if you complete 16 non-ATM, debit card transactions each month, receive E-Statements, and log-in to online banking at least once per month. | None | None | None | Annual contribution limits apply to how much can be contributed annually to the account. |
| Monthly Service Charge |
This account has no monthly service charges. |
A $5.00 fee will be charged if your minimum balance falls below $1,000. An additional $5.00 fee will be charged for each check over 6 per statement cycle. $3 fee per paper statement. Paper statement fee is waived if receiving E-Statements. |
No fees. Just free. |
$3.00 paper statement fee. Fee is waived if receiving E-Statements. |
$3.00 paper statement fee. Fee is waived if receiving E-Statements. |
| Opening Balance | $50.00 | $1,000.00 | $50.00 | $50.00 | $50.00 |
| Minimum Balance | $0.00 | $1,000.00 | $0.00 | $0.01 | $0.01 |
| Benefits | |||||
| Online Banking | |||||
| Bill Pay | |||||
| Mobile Banking | |||||
| Mobile Deposit | |||||
| Account Alerts | |||||
| Debit Card Alerts | |||||
| MasterCard Enhanced Debit Card | |||||
| ATM Access* | |||||
*As a Lincoln Federal Savings Bank personal checking account customer with a Mastercard® Debit Card, you have access to the MoneyPass® ATM Network. This gives you access to surcharge-free ATMs across the country. Visit moneypass.com/atm-locator.html or ask your banker for nearby MoneyPass® ATMs. The first four withdrawals per statement cycle are at no charge. A $2.00 fee will be charged per ATM withdawal thereafter. Your card may be used within the MoneyPass® or Star networks surcharge-fee. When you use an ATM not owned by us, you may be charged a fee by the ATM operator or any network used.
Minimum to earn interest and remain open on transaction accounts is $0.01. Fees may reduce earnings. Annual Percentage Yield (APY) subject to change without notice.
Lincoln Federal is a depositor-owned, community based financial institution, and therefore we do not generally accept deposits from sources outside of our immediate trade areas.