Personal Accounts
Our personal accounts were designed with convenience in mind. To open an account or for more information, please contact one of our personal bankers.
Reach out to a personal banker today!
Lifetime Checking | Free Checking | Premier Savings | Health Savings Account | |
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Description |
Our most popular interest earning account for all stages of life! |
A basic, no-frills checking account. |
Earn more, save more! Ideal for anyone looking to grow their savings. |
Make the most of your health insurance plan with a Health Savings Account (HSA). |
Interest Bearing | Yes | No | Yes | Yes |
Special Qualifications | You can earn a higher monthly interest rate if you complete 16 non-ATM, debit card transactions each month, receive E-Statements, and log-in to online banking at least once per month. | None | None | Annual contribution limits apply to how much can be contributed annually to the account. |
Monthly Service Charge |
This account has no monthly service charges. |
No fees. Just free. |
$3.00 paper statement fee. Fee is waived if receiving E-Statements. |
$3.00 paper statement fee. Fee is waived if receiving E-Statements. |
Opening Balance | $50.00 | $50.00 | $50.00 | $50.00 |
Minimum Balance | $0.00 | $0.00 | $0.01 | $0.01 |
Benefits | ||||
Online Banking | ||||
Bill Pay | ||||
Mobile Banking | ||||
Mobile Deposit | ||||
Account Alerts | ||||
Debit Card Alerts | ||||
MasterCard Enhanced Debit Card | ||||
ATM Access* | ||||
EZ Save |
Round up your debit card purchases to automatically save! Available for customers with any checking and savings account. |
Minimum to earn interest and remain open on transaction accounts is $0.01. Fees may reduce earnings. Annual Percentage Yield (APY) subject to change without notice.
Lincoln Federal is a depositor-owned, community based financial institution, and therefore we do not generally accept deposits from sources outside of our immediate trade areas.