Certificates of Deposit
A Certificate of Deposit, commonly refered to as a CD, offers a fixed interest rate for a specific period of time. This period of time is referred to as a term. Both short-term and long-term CDs are available. CDs are a great solution if you have funds that you don't need access to right away.
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4 Month
4.25% APY*
$5,000 Minimum to open. Renews at the 6 month rate at maturity.
7 Month
4.00% APY*
$5,000 Minimum to open. Renews at the 6 month rate at maturity.
| Account Term | Minimum Balance to Obtain APY* | Interest Rate | Annual Percentage Yield (APY) |
|---|
| Account Term | Minimum Balance to Obtain APY* | Interest Rate | Annual Percentage Yield (APY) |
|---|
| Account Term | Minimum Balance to Obtain APY* | Interest Rate | Annual Percentage Yield (APY) |
|---|
*Annual Percentage Yield (APY) effective as of .
Penalty for Early Withdrawal - Consumer Accounts Only. Rates are subject to change without notice.
Minimum to earn interest and remain open on transaction accounts is $0.01. Rates may change after a transaction account is opened. Lincoln Federal is a depositor-owned, community based financial institution, and therefore we do not generally accept deposits from sources outside of our immediate trade areas. Fees may reduce earnings.