Certificates of Deposit
A Certificate of Deposit, commonly refered to as a CD, offers a fixed interest rate for a specific period of time. This period of time is referred to as a term. Both short-term and long-term CDs are available. CDs are a great solution if you have funds that you don't need access to right away.
Don't miss out on our current specials!
5 Month
5.43% APY1
$5,000 Minimum to open. Renews at 6 month rate at maturity.
12 Month
5.00% APY1
24 Month
4.50% APY1
| Account Term | Minimum Balance to Open2 | Interest Rate | Annual Percentage Yield (APY) |
|---|
| Account Term | Minimum Balance to Open2 | Interest Rate | Annual Percentage Yield (APY) |
|---|
| Account Term | Minimum Balance to Open2 | Interest Rate | Annual Percentage Yield (APY) |
|---|
1Annual Percentage Yield (APY) effective as of .
2 Minimum to open waived for existing checking and savings account customers.
Penalty for Early Withdrawal - Consumer Accounts Only. Rates are subject to change without notice.
Minimum to earn interest and remain open on transaction accounts is $0.01. Rates may change after a transaction account is opened. Lincoln Federal is a depositor-owned, community based financial institution, and therefore we do not generally accept deposits from sources outside of our immediate trade areas. Fees may reduce earnings.