Deposit Rates

Lincoln Federal Savings Bank is a depositor-owned, community based financial institution, and therefore we do not generally accept deposits from sources outside of our immediate trade areas.

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Lifetime Checking2
Minimum to Open: $50.00
Interest RateAPY1 Range
$.01 - $15,000.00 3.00% 3.04% - 3.04%
$15,000.01 - $30,000.00 0.05% 1.55% - 3.04%
$30,000.01 - $50,000.00 0.05% 0.95% - 1.55%
$50,000.01 - $100,000.00 0.05% 0.50% - 0.95%
$100,000.01 and Above 0.10% 0.10% - 0.50%
1Annual Percentage Yield (APY) subject to change without notice. Minimum to earn interest and remain open on transaction accounts is $0.01. Fees may reduce earnings. 23.04% APY for qualified customers only on balances up to $15,000.00. All of the following account activities must be met each statement cycle to qualify: have 16 point-of-sale debit card transactions post and settle to account, receive E-Statements, and log-in to online banking. APY is calculated daily on balances in each respective tier. If qualifications are unmet the APY is 0.01% on the entire balance.

Premier Savings
Minimum to Open: $50.00
Interest RateAPY1
$.01 - $10,000.00 2.50% 2.53%
$10,000.01 - $25,000.00 3.50% 3.56%
$25,000.01 - $100,000.00 4.50% 4.59%
$100,000.01 & Greater 5.00% 5.12%
1Annual Percentage Yield (APY) subject to change without notice. Minimum to earn interest and remain open on transaction accounts is $0.01. Fees may reduce earnings. 
Health Savings
Minimum to Open: $50.00
Interest RateAPY1
$.01 - $50,000.00 0.10% 0.10%
$50,000.01 - $250,000.00 2.50% 2.53%
$250,000.01 - $1,000,000.00 3.00% 3.04%
$1,000,000.01 & Greater 3.25% 3.30%
1Annual Percentage Yield (APY) subject to change without notice. Minimum to earn interest and remain open on transaction accounts is $0.01. Fees may reduce earnings. APY is based and calculatored on the entire daily balance of the account.

Business Savings
Minimum to Open: $50.00
Interest RateAPY1
$.01 & Greater 0.10% 0.10%
1Annual Percentage Yield (APY) subject to change without notice. Minimum to earn interest and remain open on transaction accounts is $0.01. Fees may reduce earnings.