Deposit Rates

Lincoln Federal Savings Bank is a depositor-owned, community based financial institution, and therefore we do not generally accept deposits from sources outside of our immediate trade areas.

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Lifetime Checking2
Minimum to Open: $50.00
Interest RateAPY1 Range
$.01 - $25,000.00 5.00% 5.12% - 5.12%
$25,000.01 - $100,000.00 0.50% 1.65% - 5.12%
$100,000.01 and Above 0.50% 0.51% - 1.65%
1Annual Percentage Yield (APY) subject to change without notice. Minimum to earn interest and remain open on transaction accounts is $0.01. Fees may reduce earnings. 25.12% APY for qualified customers only on balances up to $25,000.00. All of the following account activities must be met each statement cycle to qualify: have 16 point-of-sale debit card transactions post and settle to account, receive E-Statements, and log-in to online banking. APY is calculated daily on balances in each respective tier. If qualifications are unmet the APY is 0.01% on the entire balance.

Premier Savings
Minimum to Open: $50.00
Interest RateAPY1
$.01 - $10,000.00 2.50% 2.53%
$10,000.01 - $25,000.00 3.50% 3.56%
$25,000.01 - $100,000.00 4.50% 4.59%
$100,000.01 & Greater 5.00% 5.12%
1Annual Percentage Yield (APY) subject to change without notice. Minimum to earn interest and remain open on transaction accounts is $0.01. Fees may reduce earnings. 
Health Savings
Minimum to Open: $50.00
Interest RateAPY1
$.01 - $10,000.00 1.00% 1.00%
$10,000.01 - $50,000.00 2.00% 2.02%
$50,000.01 & Above 2.50% 2.53%
1Annual Percentage Yield (APY) subject to change without notice. Minimum to earn interest and remain open on transaction accounts is $0.01. Fees may reduce earnings. APY is based and calculatored on the entire daily balance of the account.

Business Savings
Minimum to Open: $50.00
Interest RateAPY1
$.01 & Above 4.00% 4.07%
1Annual Percentage Yield (APY) subject to change without notice. Minimum to earn interest and remain open on transaction accounts is $0.01. Fees may reduce earnings.