Why Buy Now?
With so much buzz surrounding rates and the housing market it can be challenging to know when the right time is to purchase a home. Now could be the right time for you! We’ve polled our loan officers and each of them offers a unique perspective.
“Numerous potential buyers are presently holding off on their buying decisions in anticipation that we might observe lower interest rates within the next year or two. However, this is the precise reason why now is a more opportune time to purchase a home! When interest rates decrease, these potential buyers will flood the market. This in conjunction with low housing inventory could push prices higher. Rather than waiting, buy now when there is less competition with a plan to refinance when rates drop, and homeowners can benefit from the appreciation in value that has occurred since they bought their home.“
Angie Schwartz, VP / Mortgage Loan Officer
“Buying a home is still one of the most important vehicles to personal wealth. You can buy now at a lower price and watch your investment grow in value throughout time. All while paying it down and creating wealth.”
Chris Elgert, VP / Mortgage Loan Officer
"Buying or building a home is a safe investment. With uncertainty in the economy today, your home is one of most secure assets to invest in."
Grant Carter, VP / Commercial & Construction R/E Loan Officer
“There is never a bad time to start building equity for your future!”
Tiffany Murray, Asst. VP / Mortgage Loan Officer
“To build equity and quit paying ‘The Man’. Why should your rent be going to someone else who dictates when and where you can place your belongings? If you’re able to keep up with chores and are goal oriented – work towards homeownership! Home Equity can be used to pay for so many things. Think of it as a savings account. Invest in yourself and build wealth!”
Carson McCormick, Asst. Mortgage Loan Production Manager
“Having a home is one less worry. You don’t have to worry about where your next rental may be. Build wealth and peace of mind.”
Yeny Martinez, Asst. VP / Customer Service Supervisor
“Buying a home is an investment in yourself. Instead of paying someone else’s rent, you are paying towards your principal (ie Equity) in your own home. The hope in purchasing a house is always that the value will appreciate, meaning in the future you can sell the property for a gain, using the proceeds to purchase your next home. Also, when you buy a home, you get to paint, decorate, make it your own, which will make it your home.”