New Year - New Home Loan

As we enter the new year, many may be working to purchase a home! Our loan officers have some tips for you as you embark on your search. Contact our loan team today!

Shane Podliska – Keep credit card balances down to less than 50% of the credit limit.

Keeping your credit card balances at 50% or less can help your credit score and keep your monthly payments attainable.

Mary Byrnes – Interest rates are always changing – lock your rate and don’t look back!

We do our best to lock in your mortgage rate when the time is right based on our estimations about the market. This is something out of our control and typically, the slight change in rate that we see day to day won’t affect your payment significantly.

Eric Bertrand – Start saving now. Every little bit helps.

The more money you bring to the closing table as a down payment, the more money you’ll have in your cash flow month to month! Your downpayment will contribute to saving you on your monthly mortgage payment!

Carson McCormick – Waiting could result in increased buyer competition!

If we continue to see rates drop throughout 2024, then customers should watch out for increased buyer competition in our neighborhoods. Secure your path to new homeownership with the help of our loan team and a trusted Realtor.

Amy Haeffner – Don’t Wait. Easy as that.