FDIC-Insured—Backed by the full faith and credit of the U.S. Government.120 Years of Bringing You Home
In 1906, we issued our very first home loan for $500.
More than a century later, the numbers have changed, but our purpose hasn’t.
For 120 years, Lincoln Federal Savings Bank has been committed to bringing you home.
Home is a beginning. A milestone. A memory. And we’re uniquely built to walk beside you through every phase of that journey.
Your journey begins with a foundation.
For most people, homeownership begins with a dream.
Maybe you’re just starting your career. Maybe you’re raising little ones and yearning for the ultimate backyard with a playset. Maybe you’re planning the place you’ll grow old in.
Wherever you are, we believe everyone deserves the opportunity to save and prepare for homeownership.
That’s why we make it simple.
- Free personal accounts – no monthly fees!
- Low minimums to open.
- EZ Save, which rounds up your everyday purchases and moves the difference into savings automatically.
Saving shouldn’t feel overwhelming. It should feel possible.
As a depositor-owned institution, we don’t benefit outside shareholders. We benefit you. That means instead of paying shareholders at the end of the year, we reinvest in what matters most to our depositors - better rates for your mortgage, better returns for your savings, and better service for your family.
Very few banks are built this way anymore. We are different - and we’re proud of it.
Then, it’s time to build.
We are different because we don’t just finance homes, we help create them.
Through our holding company, Lincoln Federal Bancorp, we have the rare ability to develop land; something very few banks can do.
That means we can:
- Develop the land
- Sell you the lot
- Provide construction financing
- Transition you into permanent financing
- Package it all together seamlessly
One relationship. One lender. One trusted partner.
We build partnerships.
Homeownership doesn’t happen in isolation.
It takes builders, contractors, Realtors, title companies, inspectors and local businesses.
We’re proud to be 60-year partners of the Home Builders Association of Lincoln, supporting the professionals who quite literally build our community.
Because when local businesses thrive, families thrive and when families thrive, neighborhoods flourish.
We also believe in supporting our neighbors. Through our Lending Hands program and community initiatives, we reinvest in the places we all call home.
When a new checking account is opened, we offer a free gift card to a local restaurant or business - keeping dollars right here in our Nebraska communities. Supporting the small businesses that support us.
It’s all connected.
We build trust.
Our first home loan was written in 1906.
Since then, we’ve watched generations grow.
We’ve helped first-time buyers nervously sign their closing documents.
We’ve helped families refinance to generate better cash flow.
We’ve celebrated second-time buyers who have returned decades later.
Better yet, we’ve helped their children or grandchildren find their way home too.
That kind of legacy doesn’t happen by accident. It happens through relationships.
Joseph Perez shared this about his experience:
“Vasili always stayed in contact with me over the years even after helping me with my first home loan and now with my first home refinance. He was patient and helped me better understand which loan made the most sense for me and helped me understand mortgages as a whole.”
That’s what 120 years looks like. Not just loans, loyalty and trust.
When you’re ready, we will be here.
Whether you’re:
- Saving for your first down payment
- Searching for the perfect lot
- Building your dream home
- Refinancing for a better future
- Or simply opening your very first account
We are built to walk you through every phase.
Because at the end of the day, our mission hasn’t changed since 1906. We exist to bring you home. And after 120 years, that’s our legacy.