Deposit Rates

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Lifetime Checking**
Minimum to Open: $50.00
Premier Checking
Minimum to Open: $1,000.00
Interest RateAPY* RangeInterest RateAPY*
$.01 - $15,000.00 1.00% 1.00% - 1.00% 0.05% 0.05%
$15,000.01 - $30,000.00 0.05% 0.53% - 1.00% 0.05% 0.05%
$30,000.01 - $50,000.00 0.05% 0.34% - 0.53% 0.10% 0.10%
$50,000.01 - $100,000.00 0.05% 0.19% - 0.34% 0.10% 0.10%
$100,000.01 and Above 0.10% 0.10% - 0.19% 0.10% 0.10%

Choice Savings
Minimum to Open: $50.00
Health Savings
Minimum to Open: $50.00
Business Savings
Minimum to Open: $50.00
Interest RateAPY*Interest RateAPY*Interest RateAPY*
$.01 & Above 0.10% 0.10% 0.10% 0.10% 0.10% 0.10%

*Annual Percentage Yield (APY). Minimum to earn interest and remain open on transaction accounts is $0.01. Rates are subject to change without notice. Lincoln Federal is a depositor-owned, community based financial institution, and therefore we do not generally accept deposits from sources outside of our immediate trade areas. Fees may reduce earnings.

**1.00% APY for qualified customers only. Qualified customers must hold a balance between $.01 and $15,000.00 and are subject to qualifying account activities. All of the following account activities must be met each statement cycle to qualify: have 16 point-of-sale debit card transactions post and settle to account, receive E-Statements, and log-in to online banking. If qualifications are unmet the APY is 0.01%. $50.00 minimum amount to open.