Deposit Rates
Lincoln Federal Savings Bank is a depositor-owned, community based financial institution, and therefore we do not generally accept deposits from sources outside of our immediate trade areas.
| Lifetime Checking2 Minimum to Open: $50.00 | ||
|---|---|---|
| Interest Rate | APY1 Range | |
| $.01 - $15,000.00 | 3.00% | 3.04% - 3.04% |
| $15,000.01 - $30,000.00 | 0.05% | 1.55% - 3.04% |
| $30,000.01 - $50,000.00 | 0.05% | 0.95% - 1.55% |
| $50,000.01 - $100,000.00 | 0.05% | 0.50% - 0.95% |
| $100,000.01 and Above | 0.10% | 0.10% - 0.50% |
| 1Annual Percentage Yield (APY) subject to change without notice. Minimum to earn interest and remain open on transaction accounts is $0.01. Fees may reduce earnings. 23.04% APY for qualified customers only on balances up to $15,000.00. All of the following account activities must be met each statement cycle to qualify: have 16 point-of-sale debit card transactions post and settle to account, receive E-Statements, and log-in to online banking. APY is calculated daily on balances in each respective tier. If qualifications are unmet the APY is 0.01% on the entire balance. | ||
| Health Savings Minimum to Open: $50.00 | ||
|---|---|---|
| Interest Rate | APY1 | |
| $.01 - $50,000.00 | 0.10% | 0.10% |
| $50,000.01 - $250,000.00 | 2.50% | 2.53% |
| $250,000.01 - $1,000,000.00 | 3.00% | 3.04% |
| $1,000,000.01 and Above | 3.25% | 3.30% |
| 1Annual Percentage Yield (APY) subject to change without notice. Minimum to earn interest and remain open on transaction accounts is $0.01. Fees may reduce earnings. APY is based and calculated on teh entire daily balance of the account. | ||
| Choice Savings Minimum to Open: $50.00 | Business Savings Minimum to Open: $50.00 | |||
|---|---|---|---|---|
| Interest Rate | APY1 | Interest Rate | APY1 | |
| $.01 & Above | 0.10% | 0.10% | 0.10% | 0.10% |
| 1Annual Percentage Yield (APY) subject to change without notice. Minimum to earn interest and remain open on transaction accounts is $0.01. Fees may reduce earnings. | ||||